This real-life disaster movie plot affecting the world has changed it overnight.
Just like you, it has changed my life and daily routine.
Like you, I am under a similar kind of lockdown designed and implemented at the local level to contain and stop the spread of COVID-19.
Just like you, the emergence of this horrifying new virus is affecting my finances in a way I didn’t think would be possible a month earlier.
That means having to buy food and household supplies in bulk to last for a week, two weeks, or a month, depending on how often you shop.
Or, how many people in your household you’re responsible for
The outbreak of this virus has disrupted how I buy household supplies.
But I don’t panic shop.
I think people panic shop to feel some semblance of psychological control in an uncontrollable situation.
And, to deny their neighbors access to much needed items and supplies for similar reasons.
Panic shopping only ensures that you’ll spend a lot of money buying things you don’t need.
And to get into fights with other consumers.
People are hoarding large amounts of toilet paper for unknown reasons. It’s good to be well stocked, but months-long supplies won’t protect you from the coronavirus.
Panic buying is a waste of time and finances. It makes more sense to make a list and buy things you need and want.
Lockdown Shopping List
I really hate going outside now. This pandemic has made me an extreme agoraphobe.
But I have to go out periodically to get supplies.
I currently have:
- 12 pounds of rice
- 6 pounds of oatmeal
- 6 pounds of ground beef
- 4 pounds of pork chops
- 12 cans of tuna fish
- Eggs
- Bacon
- Bread (Stored in the freezer)
- Frozen veggies
- Beans
- Boxes of raisins
- Boxes of pasta
- Pancake mix
- Water
- Instant coffee
- Toilet paper
I bought other things too, but that is the gist of my supply run. I think I will be OK with meals for 2 weeks to a month if I ration sensibly.
Amazingly, my local supermarket is out of sanitizer, which is a bummer.
But the toilet paper supplies are plentiful and the acquisition of such can be accomplished sans the ruthless knife fights.
As a freelance writer, I telecommute anyway so I am used to being home.
Now that I am on lockdown and being forced to adapt my daily living schedule, it financially behooves me to strategically plan out and list my household supply needs before going.
Otherwise, what is the financial point or benefit of buying boxes and boxes of toilet in a panic during a national emergency?
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Allen Francis was an academic advisor, librarian, and college adjunct for many years with no money, no financial literacy, and no responsibility when he had money. To him, the phrase “personal finance,” contains the power that anyone has to grow their own wealth. Allen is an advocate of best personal financial practices including focusing on your needs instead of your wants, asking for help when you need it, saving and investing in your own small business.